You may be wondering: should I buy travel insurance for domestic travel? You should, but what kinds of policies do you need to buy? Read on to learn more. If you’re traveling within the United States, you can choose a policy that covers trip interruptions, delays, cancellations, emergency medical costs, dental expenses, missed connections, and lost baggage. You can also purchase additional coverage for your trip if you plan on visiting family and friends.
When purchasing a policy, be sure to compare prices across carriers and read the fine print. While you might be tempted to buy the cheapest one, you may find that it’s too restrictive or doesn’t offer enough coverage. If you need comprehensive coverage, you may want to spend more. Likewise, if you’re traveling on a budget, you might consider a cheaper policy that offers more coverage than you need.
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For the most comprehensive coverage, you should get a policy with higher limits. If your trip is domestic, consider buying an Economy plan, which has low limits in some categories. The Classic and Preferred plans, on the other hand, cover preexisting conditions. However, you must buy these policies at least 14 days before you plan to leave, so make sure you purchase the coverage well in advance of your trip. This way, you won’t have to deal with high deductibles.
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One of the best plans is the AIG Travel insurance plan, which has several benefits. The plan comes with an annual limit of $112,500, which is a generous amount. It also has a number of different consumer plans, but the most basic isn’t available through AIG Travel. It also offers several options with comprehensive coverage, including medical coverage, trip cancellation, and trip interruption. It even offers coverage for trip delay.
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